How to make a purchase with Acima.
- You can click here to get pre-approved and fill out the simple 1 page application.
- Go shopping: Once approved, create an account on our website, select the items that you want within your Acima spending limit and add them to the cart.
- Once you’ve selected your merchandise, Call or Text 1-310-881-1944, Live chat or email email@example.com
Who is Acima Credit? Acima Credit provides a flexible and creative alternative to traditional consumer lending. Our No-Credit-Needed lease program provides a lease option where eligibility is not based solely on credit, so you can take home what you need today.
Why use Acima?
-No Credit Needed, your fico score will not be impacted
-Get approved up to $5,000
-$50.00 initial payment
-Easy payments over 12 months or buyout early at anytime during your agreement.
-Acima reports your lease activity to Experian to help build your credit.
What do I need to apply?
1. Be 18 years old or older.
2. Have an active checking account with at least $1,000 of income per month.
3. Have at least three months of income history with your current source of income.
4. Have a government-issued photo ID and a social security number or ITIN.
If you’ve got all those things, great! Fill out the application, get pre-approved and we’ll let you know within seconds if you’re approved!
Have Questions about Acima? Visit FrequentlyAsked Questions.