How to make a purchase with Acima.

– You can click here to get pre-approved and fill out the simple 1 page application.

– Go shopping: Once approved, create an account on our website, select the items that you want within your Acima spending limit and add them to the cart. 

– Once you’ve selected your merchandise, Call or Text 1-310-881-1944, Live chat or email and let us know your approval number to complete your order with a $50.00 initial payment with a credit card.

Who is Acima Credit? Acima Credit provides a flexible and creative alternative to traditional consumer lending. Our No-Credit-Needed lease program provides a lease option where eligibility is not based solely on credit, so you can take home what you need today.  

Why use Acima? 

-No Credit Needed, your fico score will not be impacted

-Get approved up to $5,000

-$50.00 initial payment 

-Easy payments over 12 months or buyout early at anytime during your agreement.

-Acima reports your lease activity to Experian to help build your credit. 

What do I need to apply? 

1. Be 18 years old or older. 

2. Have an active checking account with at least $1,000 of income per month. 

3. Have at least three months of income history with your current source of income. 

4. Have a government-issued photo ID and a social security number or ITIN. 

If you’ve got all those things, great! Fill out the application, get pre-approved and we’ll let you know within seconds if you’re approved!

Have Questions about Acima? Visit FrequentlyAsked Questions.